03 · Protection
Term Insurance
Pure, straightforward income protection for your family’s core years.
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Protection
Understanding Term Insurance
Term insurance focuses purely on financial protection—offering substantial cover during the years when family commitments, mortgages and education goals are highest.
We walk through cover duration, payout structures, claim-settlement considerations and policy disclosures in plain language before you decide.
What We Look at Together
- Determine an appropriate cover multiple and policy term
- Evaluate lump-sum versus staggered income payout options
- Understand policy terms, exclusions and disclosures clearly
- Keep protection separate from investment decisions
Conversation Preparation
Questions Worth Exploring Before You Decide
- How long do major financial dependencies and liabilities remain active?
- Would your family prefer lump-sum clarity or monthly income continuity?
- Do current employer covers leave gaps if you change roles?
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Plan with Prasun
Ready to Map This Into Your Plan?
Speak directly with Prasun Bhattacharya to review your options clearly.